Saving Rates

Certificate Rates

Term Minimum Deposit Dividend Rate APY
12 Month $500 3.10% 3.14%
24 Month $500 3.20% 3.25%
36 Month $500 3.25% 3.30%
48 Month $500 3.35% 3.40%
60 Month $500 3.50% 3.56%
9 Month Special $1,000 3.82% 3.82% Maximum deposit $250,000

Savings Rates

Type Dividend Rate APY
Share (Savings) 0.15% 0.15%
Clubs (Xmas and Vacation) 0.15% 0.15%
Share Draft (Checking) 0.10% (average daily balance $500.00) 0.10%
Money Market Tier 1 1.15% (average daily balance $2,000.00 - $19,999.99) 1.16%
Money Market Tier 2 1.40% (average daily balance $20,000.00 - $74,999.99) 1.41%
Money Market Tier 3 1.65% (average daily balance $75,000 and higher) 1.66%
IRA Share 0.25% 0.25%